How to use life insurance – What you need to know

Buy life insurance when you’re healthy. Take care when choosing someone to serve as the beneficiary of your life insurance policy. Don’t neglect disability insurance. Consider long-term care insurance, especially if you have valuable assets or a family history that makes it likely you will need extended care in a nursing home or assisted living facility. Partner’s Legacy loves what we do and therefore comes up with the best possible solutions to help you to give Peace of mind / Financial Security. We are your trusted partners you can count on. Here we provide an insurance checklist.

Remember that pet health insurance can help to pay the bills when your furry family members get sick or injured.

The most important things to know are “buy while you’re healthy” and “review regularly”.

Partner’s Legacy Offers :
  1. Life insurance
  2. Disability insurance
  3. Medical insurance
  4. Pet care insurance
  5. Collage saving insurance

Life Insurance:

Life insurance. Formal education usually ends after high school, and the ability to live on one’s own is no longer dependent on a parent’s income. With financial independence comes the need for life insurance. Life insurance, whether term or whole life, will help ensure that your family is taken care of if you die. Make sure you get enough to take care of your spouse and children.

You work hard to provide for yourself and your family and we want to help maintain financial stability if something were to happen. We offer a range of life insurance products, including individual life insurance with various savings options, guaranteed issue term life coverage, permanent life insurance policies, and more. All with the flexibility you can depend on.

Life insurance provides peace of mind. With a policy in place, your loved ones will have financial security after you’re gone. Over time, premiums go towards building up a cash value that’s yours to enjoy, and you may be able to keep paying into your policy after retirement. If a premature death should happen before you reach retirement age, the benefits could help protect your family financially by providing them with a lump sum to help pay off debt or make home repairs.

Retirement: 

While retirement may seem like a long way off, it is never too early to begin planning for this phase of life. Retirement planning should begin as soon as a person enters the workforce. Retirement Insurance is an insurance product that helps you plan for retirement. It can be used to accumulate a lump sum amount that can be invested in the stock market, fixed deposits, or mutual funds; or it can be used to guarantee a certain income every month after retirement.

As we grow older and are less able to work, it is important to have a financial plan in place. Retirement insurance helps provide security of finance by providing a regular income during the periods in which you can no longer work. Your retirement is not a luxury, it’s a necessity. Your income will be reduced or stopped completely once you leave the workforce. That’s why we offer an array of solutions to help you reach your retirement goals.

Retirement insurance is a type of life insurance that can help protect your family’s security in the event that you die. Retirement Insurance helps ensure that you don’t leave your family with financial anxiety as they struggle to make ends meet.

Pre-need Plans : 

Pre-need plans for funeral arrangements and cremation. No one likes to think about death and dying, but unfortunately, death does happen. Pre-need plans are handy to help you prepare for your final wishes, whether you’re buying a plot or booking transportation. These plans also let family members and friends know what they’ll need to do after you pass away. Partner’s Legacy also has Pre-need plans.

Life is full of surprises. What if you weren’t prepared to deal with the unexpected? That’s where pre-need plans come in. We offer peace of mind, knowing your loved ones will have a clear vision for the future. The pre-need plan is designed to provide you with peace of mind in the event of a need for cemetery services. In your lifetime, you’ll be faced with many major decisions. We believe that planning your final arrangements prior to your passing preserves your family’s ability to honor your wishes.

Pet Care Insurance : 

Pet care insurance. Owners of pets know that our four-footed family members are part of the family and want to ensure their well-being. Pet insurance offers peace of mind for you and your pet. Browse plans for coverage against illness and accidents at affordable rates.

Partner’s Legacy is a pet care plan that provides coverage for a variety of services. Our goal is to give you peace of mind knowing that your pet will receive the care they need should anything happen to you.

 

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